Is IREDA a public authority under the RTI Act? Can I file RTI with it?

Yes. IREDA (Indian Renewable Energy Development Agency Limited) is a Mini-Ratna Category-I Central Public Sector Enterprise (CPSE) wholly owned by the Government of India, administratively under the Ministry of New and Renewable Energy (MNRE). It was established in 1987 under the Companies Act and is a Non-Banking Financial Company (NBFC) registered with RBI. Because IREDA is substantially financed and controlled by the Central Government, it is a public authority within the meaning of Section 2(h) of the Right to Information Act, 2005. Any citizen can file an RTI application with IREDA's CPIO at India Habitat Centre, Lodhi Road, New Delhi – 110003, or through rtionline.gov.in.

I applied for an IREDA loan and it was rejected. Can RTI help me find out why?

An RTI application can help you obtain the criteria and norms IREDA uses for project appraisal, which will allow you to assess whether your application met those requirements. However, detailed information about the internal credit appraisal of your specific application — individual financial analysis, internal credit committee notes — may involve commercially sensitive third-party information and could be withheld under Section 8(1)(d) of the RTI Act. What you can legitimately obtain is: (a) whether your application was received and processed, (b) the eligibility and appraisal criteria applicable to your project category, and (c) the general rejection reasons for the scheme under which you applied, framed as policy or criteria questions rather than as individual case data. If IREDA has communicated a reason for rejection in writing, you can ask for confirmation or a copy of that written communication.

Will IREDA share individual borrower or project-specific financial data in response to my RTI?

IREDA may decline to share borrower-specific or project-specific loan details — such as the loan amount sanctioned to a particular company, the terms of a specific loan agreement, or repayment records of a named borrower — citing Section 11 of the RTI Act. Section 11 requires the CPIO to give third-party notice before disclosing information that relates to or was supplied by a third party and which the third party has treated as confidential. However, aggregate and statistical data — sector-wise disbursements, total NPA levels, state-wise distribution of loans, interest rate schedules, scheme-level subsidy disbursement — is not third-party information and is fully disclosable. Frame your RTI questions around statistics, schemes, criteria, and aggregate data rather than named borrowers to receive complete responses.

What is IREDA's green bond programme and why is its utilisation data obtainable through RTI?

IREDA has been one of India's most active green bond issuers, raising funds from international capital markets (USD-denominated bonds listed on international exchanges) as well as through domestic green bonds listed on Indian stock exchanges. These bonds carry a 'green' label because the proceeds are committed to financing eligible renewable energy projects. IREDA publishes Green Bond Impact Reports to investors and stock exchanges reporting how the funds were deployed, which projects were financed, and the resulting environmental impact (MWh generated, CO2 avoided). Since IREDA is a public authority, this information — including the Green Bond Impact Report and allocation data — constitutes information held by a public authority and is disclosable under the RTI Act. Researchers, investors, civil society groups, and policy analysts can use RTI to obtain or verify this data.

Home/Guides/How to File RTI with IREDA for Solar, Wind and Renewable Energy Loan Data

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How to File RTI with IREDA for Solar, Wind and Renewable Energy Loan Data

Q: What happens if IREDA does not respond within 30 days or gives an incomplete answer?

If IREDA does not respond within 30 days from the date of receipt of your RTI application, or if the response is incomplete, incorrect, or unsatisfactory, file a First Appeal under Section 19(1) of the RTI Act with the First Appellate Authority (FAA) at IREDA within 30 days of the date of decision or expiry of the 30-day response period, whichever is applicable. If the FAA's response is also absent or unsatisfactory, file a Second Appeal with the Central Information Commission (CIC) under Section 19(3) within 90 days of the FAA's decision or the expiry of the First Appeal period. IREDA is a Central Government public authority — the second appeal always goes to the CIC, not to any State Information Commission. The CIC can direct disclosure and impose a penalty of up to ₹25,000 on the CPIO under Section 20 of the RTI Act for unjustified refusal or delay.

Step-by-step guide to file an RTI with the Indian Renewable Energy Development Agency (IREDA) for sector-wise loan disbursement statistics, project approval criteria, interest rate history, NPA levels, green bond utilisation reports, and subsidy disbursement under PM-KUSUM and PMSGMBY. Includes a ready-to-use sample RTI draft.

Updated 1 Jun 2026

Quick Facts

MinistryMinistry of New and Renewable Energy

Address RTI ToCPIO, Indian Renewable Energy Development Agency (IREDA), India Habitat Centre, Lodhi Road, New Delhi – 110003

Application Fee₹10 under RTI (Regulation of Fee and Cost) Rules, 2005. Free for BPL cardholders.

Response Time30 days from receipt (Section 7(1), RTI Act 2005). 48 hours if the matter involves life or liberty.

File Online Athttps://rtionline.gov.in

All information on this page is based on the Right to Information Act, 2005 (Act No. 22 of 2005) and the RTI (Regulation of Fee and Cost) Rules, 2005. First Appeal: Section 19(1). Second Appeal to CIC/SIC: Section 19(3).

The Indian Renewable Energy Development Agency (IREDA) is India's dedicated financing institution for renewable energy and energy efficiency projects. A Mini-Ratna Category-I Central Public Sector Enterprise wholly owned by the Government of India and functioning under the Ministry of New and Renewable Energy (MNRE), IREDA is a public authority under Section 2(h) of the Right to Information Act, 2005. Entrepreneurs, project developers, researchers, policy analysts, and civil society organisations can file RTI applications with IREDA to obtain data on loan disbursements, project approval criteria, interest rates, green bond utilisation, NPA levels, and the disbursement of subsidies under flagship schemes such as PM-KUSUM and PMSGMBY.

IREDA's Role in India's Renewable Energy Financing Landscape

IREDA was established in 1987 and is registered as a Non-Banking Financial Company (NBFC) with the Reserve Bank of India. Its core mandate is to provide concessional and market-rate term loans to project developers, independent power producers, and public sector entities for setting up solar, wind, small hydro, biomass, biogas, and other renewable energy projects across India. IREDA also acts as a nodal or channelling agency for central government subsidy schemes targeting solar energy deployment, most notably PM-KUSUM and the Pradhan Mantri Surya Ghar Muft Bijli Yojana.

What You Are Asking About	Right Authority for RTI
Sector-wise loan disbursement and NPA statistics	IREDA — this guide
Project approval criteria and scoring methodology	IREDA — this guide
Interest rate history by IREDA scheme	IREDA — this guide
Green bond utilisation and impact reports	IREDA — this guide
PM-KUSUM or PMSGMBY subsidy disbursement, state-wise	IREDA — this guide
Solar park development by SECI	Solar Energy Corporation of India (SECI)
National solar mission policy and targets	Ministry of New and Renewable Energy (MNRE)
Feed-in tariff or competitive bidding norms for renewables	MNRE or Central Electricity Regulatory Commission (CERC)
Environmental clearance for a specific renewable energy project	Ministry of Environment, Forest and Climate Change (MoEFCC)

What Can You Achieve with RTI to IREDA?

Obtain sector-wise loan disbursement statistics — how much IREDA has disbursed to solar, wind, small hydro, and other renewable energy sectors in a given year, disaggregated by project count and loan volume
Understand project approval criteria — the eligibility requirements, debt-equity norms, promoter experience requirements, and credit appraisal methodology IREDA uses to sanction loans
Access interest rate history by scheme — the applicable interest rates charged by IREDA on term loans for different technologies over the years, including concessional rates under government-supported schemes
Obtain green bond utilisation reports — how IREDA has deployed funds raised through its international and domestic green bond issuances, and the resulting environmental impact data
Track NPA levels — IREDA's Gross NPA and Net NPA figures, sector-wise NPA breakdown, and data on restructured or rescheduled accounts
Get subsidy disbursement data under PM-KUSUM (Component-A, Component-B, Component-C) and PMSGMBY — state-wise applications received, sanctioned, and subsidy amounts released

Loan Disbursement and Project Approval: What RTI Can Get You

IREDA's lending portfolio spans the full range of grid-connected and off-grid renewable energy technologies. For project developers, researchers, or policy analysts seeking to understand funding flows in the renewable energy sector, IREDA's RTI responses can provide:

Sector-wise disbursement data:

Technology-category wise loan sanctions and disbursements across multiple financial years
State-wise distribution of IREDA financing — useful for understanding regional patterns in renewable energy investment
Number of projects funded, average loan ticket size per sector, and year-on-year trend data

Project approval criteria:

Current credit appraisal guidelines, including minimum debt-equity ratio (typically 75:25 or 70:30 depending on project type), minimum promoter equity contribution, and eligible borrower categories
Experience and technical qualification requirements for first-time project developers versus established IPPs
Whether IREDA applies a scoring or rating matrix in its appraisal process and what the key evaluation parameters are

An important distinction applies here: aggregate and scheme-level data is fully disclosable, while information specific to a named borrower's loan account may involve third-party information under Section 11 of the RTI Act. Frame questions around statistics, criteria, and policy norms rather than named companies to receive complete responses.

Interest Rates and Green Bond Utilisation

Interest rate history: IREDA's lending rates have evolved with market conditions, the RBI's policy rate cycle, and IREDA's own borrowing mix (domestic bonds, multilateral loans, green bonds at concessional rates). RTI can establish:

The applicable interest rate schedule for each major technology category (solar, wind, small hydro) for specified financial years
Whether concessional rate windows were available for certain project types (e.g., rooftop solar, projects in underserved states) and the source of that concessionality (government grant, multilateral loan, or internal cross-subsidy)
The interest equalisation or subvention available under any MNRE scheme channelled through IREDA, and the number of beneficiaries

Green bond programme: IREDA has raised substantial funds through green bond issuances, both USD-denominated bonds listed on international exchanges and rupee-denominated green bonds on Indian stock exchanges. Because these bonds carry a green label, IREDA is required to publish allocation and impact data for investors. As a public authority, IREDA holds this data in the form of Green Bond Impact Reports and allocation schedules — all disclosable under the RTI Act. RTI can obtain:

Total amount raised per issuance (currency, amount, coupon rate, tenor)
Renewable energy projects and sectors financed using green bond proceeds
Copy of the most recent Green Bond Impact Report or equivalent disclosure submitted to stock exchanges or investors

NPA Data and Subsidy Scheme Disbursement

NPA statistics: IREDA's NPA data is partially disclosed through annual reports and stock exchange filings (IREDA listed on NSE and BSE in November 2023). However, more granular sector-wise NPA breakdowns and restructuring data are not always in the public domain. RTI can obtain:

Year-wise Gross NPA and Net NPA amounts and ratios for the last five financial years
Sector-wise NPA breakdown (solar, wind, small hydro, biomass, others) as of a specified date
Number and aggregate loan amount of accounts restructured or rescheduled in a given financial year

PM-KUSUM and PMSGMBY subsidy disbursement: IREDA serves as a nodal agency for central subsidy disbursement under PM-KUSUM (solar pumps, feeder-level solar, and grid-connected agricultural solar) and PMSGMBY (residential rooftop solar under the PM Surya Ghar scheme). This involves receiving budgetary allocations from MNRE and releasing subsidy instalments to state nodal agencies, DISCOMs, and implementing agencies. RTI can obtain:

State-wise data on applications received, sanctioned, and subsidy disbursed under each PM-KUSUM component
Total budgetary allocation received by IREDA for PM-KUSUM and PMSGMBY and the amounts released to each state in each financial year
Pending subsidy claims: states or agencies with approved applications where subsidy disbursement is outstanding, and the reasons for delay if recorded

How to File Your RTI with IREDA

IREDA's CPIO is located at India Habitat Centre, Lodhi Road, New Delhi – 110003. RTI applications can be filed online or by post.

Online filing at rtionline.gov.in:

Visit rtionline.gov.in and register or log in
Click Submit Request
Select: Ministry of New and Renewable Energy → Indian Renewable Energy Development Agency (IREDA)
Draft your application with specific data, technology sector, year, and state as applicable
Pay ₹10 online. BPL cardholders are exempt — select the exemption option and attach a self-attested copy of your BPL card
Submit and note your registration number for tracking

Offline filing by post: Address your application to the CPIO, IREDA, India Habitat Centre, Lodhi Road, New Delhi – 110003, enclose a demand draft or Indian Postal Order (IPO) for ₹10 in favour of "IREDA", and send by registered post with acknowledgement.

Appeals

First Appeal (Section 19(1)): If IREDA does not respond within 30 days, or if the response is incomplete, incorrect, or unsatisfactory, file a First Appeal with the First Appellate Authority (FAA) at IREDA within 30 days of the date of decision or expiry of the 30-day response period, whichever is applicable.

Second Appeal (Section 19(3)): If the FAA's response is also absent or unsatisfactory, file a Second Appeal with the Central Information Commission (CIC) under Section 19(3) within 90 days of the FAA's decision or the expiry of the First Appeal period. IREDA is a Central Government public authority — the second appeal always goes to the CIC, not to any State Information Commission. The CIC can direct disclosure and impose a penalty of up to ₹25,000 on the CPIO under Section 20 of the RTI Act for unjustified refusal or delay.

Sample RTI Application Draft

To,
The Central Public Information Officer (CPIO),
Indian Renewable Energy Development Agency (IREDA),
India Habitat Centre, Lodhi Road,
New Delhi – 110003

Subject: Application under the Right to Information Act, 2005 — Sector-wise Loan Disbursement, Project Approval Criteria, Interest Rate History, Green Bond Utilisation, NPA Data, and PM-KUSUM/PMSGMBY Subsidy Disbursement

Sir/Madam,

I, [Your Full Name], residing at [Your Full Address], submit this application under Section 6 of the Right to Information Act, 2005, to seek the following information from IREDA:

Reference details (fill in as applicable):
  Relevant year / period: [Financial Year, e.g., 2023–24]
  Technology / Sector (if applicable): [Solar / Wind / Small Hydro / Biomass / Other]

Information sought:

1. [Sector-wise Loan Disbursement Statistics] Sector-wise data on loans sanctioned and disbursed by IREDA during each of the last three financial years (2021–22, 2022–23, 2023–24):
   (a) Total loan amount sanctioned and disbursed, disaggregated by renewable energy technology sector (solar PV, solar thermal/CSP, wind, small hydro, biomass/biogas, other) for each year.
   (b) Number of projects sanctioned and disbursed in each sector during each year.
   (c) State-wise distribution of loans sanctioned and disbursed in [State, if applicable] for the above period.

2. [Project Approval Criteria and Scoring] The criteria, norms, and methodology used by IREDA to appraise and approve renewable energy project loan applications:
   (a) A copy of the current project appraisal guidelines, credit appraisal norms, or internal manual/circular governing the evaluation of renewable energy loan proposals as of the date of this application.
   (b) The minimum technical and financial eligibility requirements for a project developer to apply for a term loan from IREDA — including minimum promoter equity contribution, debt-equity ratio norms, minimum project capacity (if any), and experience requirements.
   (c) Whether IREDA uses a scoring or rating methodology for project appraisal, and if so, a copy of the scoring framework or methodology note.

3. [Interest Rate History by Scheme] Historical interest rate data for IREDA's lending programmes:
   (a) The applicable interest rates (base rate/MCLR equivalent or fixed rates) charged by IREDA on term loans for solar PV projects, wind projects, and small hydro projects for each financial year from 2019–20 to 2023–24.
   (b) The current (as of the date of this application) interest rate schedule for all active IREDA lending schemes, including any concessional rate schemes funded through government budgetary support, multilateral borrowing, or green bonds.
   (c) Whether any interest rate subvention or interest equalisation benefit is available to borrowers under any IREDA scheme, and if so, the details of the scheme, the subvention rate, and the number of projects benefiting from it.

4. [Green Bond Proceeds Utilisation] IREDA has raised funds through green bonds in international and domestic markets:
   (a) The total amount raised by IREDA through green bond issuances (international and domestic) during each financial year from 2019–20 to 2023–24 — the currency, amount, coupon rate, and tenor of each issuance.
   (b) The utilisation of green bond proceeds — the renewable energy projects financed using funds raised through green bonds, disaggregated by technology sector, during each of the above financial years.
   (c) A copy of the most recent Green Bond Impact Report or Allocation and Impact Report published or submitted to investors / exchange by IREDA, covering the utilisation of green bond proceeds.

5. [NPA Statistics] Data on Non-Performing Assets (NPAs) in IREDA's loan portfolio:
   (a) IREDA's Gross NPA and Net NPA amounts (in rupees) and as a percentage of total loan book as of 31 March for each of the last five financial years (2019–20 to 2023–24).
   (b) Sector-wise NPA data — the Gross NPA amount and percentage for solar, wind, small hydro, and other renewable energy sectors as of the most recent available date.
   (c) The number and aggregate loan amount of accounts that were restructured or rescheduled by IREDA during 2022–23 and 2023–24.

6. [PM-KUSUM and PMSGMBY Subsidy Disbursement] Data on subsidy-linked schemes channelled through IREDA:
   (a) The total number of applications received, sanctioned, and disbursed under PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan) under Component-A, Component-B, and Component-C, state-wise, as of the most recent available date.
   (b) The total subsidy amount disbursed by IREDA to implementing agencies or state nodal agencies under PM-KUSUM during each financial year from 2021–22 to 2023–24.
   (c) Similarly, for PMSGMBY (Pradhan Mantri Surya Ghar Muft Bijli Yojana) or any other rooftop solar subsidy scheme administered or channelled through IREDA — the total applications received, subsidy sanctioned, and subsidy disbursed, state-wise, as of the most recent available date.

I am enclosing the application fee of Rs. 10 [via online payment; Reference No.: [Payment Ref]].

I request the above information within 30 days as required under Section 7(1) of the RTI Act, 2005.

Yours sincerely,

[Your Full Name]
[Your Complete Postal Address]
Phone: [Your 10-digit Mobile Number]
Email: [[email protected]]
Date: [DD/MM/YYYY]

Replace all text in [square brackets] with your actual details before filing. Do not include the brackets in your submission.

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